Indiana vs Michigan Prediction and Odds: Week 8 2026

This week's odds: Indiana hosts USC next. See the line, the injuries and every Week 11 game in our college football Week 11 odds and preview, and where the Hoosiers stand in our CFP predictions.
Indiana is a 7.5-point road favorite at Michigan at all seven major books, with a 42.5 total, as of Saturday morning, October 24, 2026. The Indiana vs Michigan prediction from those numbers is about Indiana 25, Michigan 17.5, and the no-vig moneyline gives the Hoosiers roughly a 72% chance to win in Ann Arbor. No. 6 Indiana (6-1) comes in off a 19-15 loss to Ohio State, and Michigan is expected to start freshman Tommy Carr at quarterback, though the school has not made it official.
Indiana vs Michigan odds at every book
The board for No. 6 Indiana at Michigan on Saturday, October 24, 2026 (noon ET, FOX, Michigan Stadium) shows Indiana -7.5 at all seven books and a 42.5 total at six of them (Fanatics has 43). Indiana’s price runs from -104 to -113 and Michigan’s from -110 to -117.
| Book | Spread | Moneyline (IU / MICH) | Total |
|---|---|---|---|
| BetMGM | IU -7.5 (-105) | -295 / +240 | 42.5 |
| bet365 | IU -7.5 (-106) | -310 / +250 | 42.5 |
| DraftKings | IU -7.5 (-105) | -298 / +240 | 42.5 |
| FanDuel | IU -7.5 (-105) | -315 / +250 | 42.5 |
| Fanatics | IU -7.5 (-105) | -300 / +240 | 43 |
| BetRivers | IU -7.5 (-113) | -335 / +255 | 42.5 |
| Caesars | IU -7.5 (-104) | -295 / +240 | 42.5 |
Indiana has been a 7.5-point favorite at every book since Tuesday night and the total went from 41.5 to 42.5 at most books on Saturday morning (Covers had 41.5 at 9 AM, rg.org and Action Network had 42.5 by 10:57 AM). A move through 7 would matter, because 7 is the most common margin in football.
Indiana vs Michigan prediction from the odds
Here is how the betting market turns into a projected score, step by step. This is the market read.
How No. 6 Indiana and Michigan got here
Indiana, the defending national champion, is 6-1 under Curt Cignetti and has outscored opponents 256-90. The 19-15 loss to Ohio State on October 17 was its first regular-season loss since November 2024, and it came in the Hoosiers' seventh game in seven weeks, with this trip making eight. Josh Hoover entered that game with 17 touchdown passes and no interceptions and went 20 of 40 for 296 yards against the Buckeyes. Michigan is 4-2 under first-year coach Kyle Whittingham and has scored 22.7 points per game. Bryce Underwood was benched at halftime of the 21-18 win over Penn State, and freshman Tommy Carr finished the game.
| Game | Opponent | Result |
|---|---|---|
| Sep 5 | North Texas | W 52-16 |
| Sep 12 | Howard | W 55-0 |
| Sep 19 | Western Kentucky | W 38-0 |
| Sep 25 | Northwestern | W 29-23 |
| Oct 3 | at Rutgers | W 47-15 |
| Oct 10 | at Nebraska | W 20-17 |
| Oct 17 | Ohio State | L 15-19 |
| Game | Opponent | Result |
|---|---|---|
| Sep 5 | Western Michigan | W 13-12 |
| Sep 12 | Oklahoma | W 17-10 |
| Sep 19 | UTEP | W 52-17 |
| Sep 26 | Iowa | L 19-20 |
| Oct 3 | at Minnesota | L 14-20 |
| Oct 17 | Penn State | W 21-18 |
Indiana vs Michigan injury report
The Big Ten availability report is filed Wednesday, Thursday and Friday by 8 PM ET. Indiana's report has been blank all week, and Michigan's list did not change from Wednesday through Friday, per the Detroit Free Press, 247Sports and Inside the Hall.
| Player | Team | Injury | Status |
|---|---|---|---|
| Michigan QB | Michigan | Starter not officially named | Freshman Tommy Carr is expected to make his first start (CBS Sports, On3, Sports Illustrated); Bryce Underwood is the backup |
| Josh Hoover | Indiana | QB, right arm (Oct 17) | Not on the report; Indiana listed no players |
| Andrew Sprague, Ace Hamilton | Michigan | OL | Out |
| Kendrick Bell, Braydon Alford, Mason Bonner, Micah Ka’apana, Julius Holly | Michigan | WR, WR, TE, RB, DE | Out |
| Rod Moore | Michigan | S | Questionable |
| Blake Frazier, Jake Guarnera, Brady Norton | Michigan | OL | Questionable |
| Dom Nichols, Enow Etta, Aisea Moa | Michigan | Edge, DT, LB | Questionable |
Indiana vs Michigan head-to-head
Michigan has dominated the long history of this series, but Indiana has won two of the last five meetings, including 20-15 in Bloomington in 2024. The teams did not play in 2025.
| Date | Winner | Score | Site |
|---|---|---|---|
| Nov 9, 2024 | Indiana | 20-15 | Bloomington |
| Oct 14, 2023 | Michigan | 52-7 | Ann Arbor |
| Oct 8, 2022 | Michigan | 31-10 | Bloomington |
| Nov 6, 2021 | Michigan | 29-7 | Ann Arbor |
| Nov 7, 2020 | Indiana | 38-21 | Bloomington |


