Chargers vs Ravens Prediction: Monday Night Football Odds and Our Read
The Baltimore Ravens are 4.5-point favorites over the Los Angeles Chargers on Monday Night Football in Week 10, with the total at 38.5, as of Saturday, November 14, 2026, 3:00 AM ET. That line implies a final around Ravens 21.5, Chargers 17.
Kickoff is 8:15 PM ET Monday, November 16, at M&T Bank Stadium on ESPN. Jacoby Brissett makes his first start for Baltimore, and the 0-8 Chargers are the NFL's last winless team.
Chargers vs Ravens odds at every book
| Book | Spread | Moneyline (LAC / BAL) | Total |
|---|---|---|---|
| Opener | Ravens -2.5 (-112) | +120 / -145 | 38.5 |
| BetMGM | Ravens -4.5 (-108) | +180 / -220 | 39 |
| bet365 | Ravens -4.5 (-107) | +185 / -230 | 38.5 |
| DraftKings | Ravens -4.5 (-108) | +180 / -218 | 38.5 |
| FanDuel | Ravens -4.5 (-110) | +188 / -225 | 38.5 |
| Fanatics | Ravens -4.5 (-105) | +180 / -220 | 38.5 |
| BetRivers | Ravens -4.5 (-105) | +170 / -210 | 38.5 |
| Caesars | Ravens -4.5 (-105) | +178 / -213 | 38.5 |
Lines are from SportsbookReview's Week 10 board, cross-checked against Yahoo Sports' early number (Ravens -5, 38.5) and SportsLine (Ravens -5.5, 38.5). Some -5.5s came back to -4.5 after Herbert's X-rays came back negative, per Yahoo.
The best Chargers moneyline is +188 at FanDuel, and every book but BetMGM (39) has the total at 38.5. Our free plays for the week are on the free picks page.
Chargers vs Ravens prediction from the odds
| Source | Projection | Margin | Total |
|---|---|---|---|
| Market (FanDuel) | Ravens 21.5, Chargers 17 | Ravens 4.5 | 38.5 |
| Prediction Tracker median | Ravens by 4.9 (sd 2.6) | Ravens 4.9 | Not used |
| Massey Ratings | Ravens 25, Chargers 19 | Ravens 6 | 44.5 |
On the side, the tracker median is right on the number and Massey is 1.5 points past it on Baltimore. The bigger gap is the total: Massey projects 44.5 points against a market of 38.5.
Both ratings are built on games Baltimore played with Lamar Jackson, so they do not know what Brissett brings, which is why the total gap is a note and not a play.
Jacoby Brissett's first start and Justin Herbert's finger
Ravens coach Jesse Minter said Monday, "I do expect Jacoby Brissett to be our starter Monday night," per The Athletic. Baltimore traded for Brissett on November 6 after Lamar Jackson and Tyler Huntley went on injured reserve.
Third-stringer Joe Fagnano threw for 60 yards and two interceptions in the 33-10 loss to Jacksonville. Brissett threw for 1,719 yards, 10 touchdowns and seven interceptions in eight games for Arizona and is 23-50 in 73 career starts, per Yahoo Sports.
Herbert hurt the middle finger on his non-throwing hand, X-rays were negative, and Jim Harbaugh said he "should be good to go." He was not on the Chargers' injury report this week, per CBS Sports. Final designations come out Saturday; on Thursday, Ladd McConkey (back) did not practice and Rashod Bateman (calf) was limited, per the Ravens' injury report.
How the Chargers and Ravens got here
| Team | Record | Last game | Note |
|---|---|---|---|
| Chargers | 0-8 | L 44-22 vs Texans | Lost 11 straight, including last season |
| Ravens | 4-5 | L 33-10 at Jaguars | Lost four straight |
Los Angeles is the only winless team in the NFL at the halfway point, per Heavy and SportsLine. Baltimore has lost four in a row.
The Chargers sold at the deadline too, trading linebacker Daiyan Henley to Denver for a 2027 fourth and a 2028 fifth.
NO LEAN on Los Angeles Chargers @ Baltimore, as of Saturday, November 14, 2026, 3:00 AM ET.
Herbert was not on the Chargers' injury report this week, per CBS Sports, so the quarterback question is settled. The side models sit near the line (tracker 4.9, Massey 6), and Massey's 44.5 total is built on Lamar-era Baltimore games.
We may also have a premium play on this game. A lean here is our editorial read of the market and can differ from the premium pick. See the premium picks page for our card and the NFL trade deadline recap for the Brissett deal.